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Borrower's Authorization Form Template

Effortlessly Manage Loan Information with Our Template

Navigating the complexities of loan management can be frustrating, especially when access to information is limited. This Borrower's Authorization Form template is designed for borrowers who need a straightforward way to grant financial institutions permission for information access. By using this template, you can streamline communication with third parties, easily manage your account or loan, and ensure compliance with authorization standards. Plus, with our user-friendly design and WCAG-aligned labels, you can feel confident your form is accessible to everyone. Try out the live template to get started today.

Use this Template (FREE) Live Preview
Company or broker requesting this authorization
Borrower legal name
Date of birth
Social Security number (last 4 digits)
Current residential address
Email
Phone
Purposes I authorize
Obtain my consumer credit report
Verify my employment and income
Verify my bank and asset information
Obtain my tax transcripts
Verify my rental or mortgage history
Confirm identity and prevent fraud
Sources that may be contacted
Credit bureaus
Current and past employers
Banks and financial institutions
Landlords and mortgage servicers
Government agencies (e.g., IRS)
Insurance providers
References I provide
I authorize the company named above and its service providers to obtain and share the selected information for the selected purposes to evaluate my credit and loan application
Yes
No
I understand this authorization remains in effect until the earlier of loan closing or 120 days from the date signed, unless I revoke it in writing
Yes
No
I consent to use of electronic records and electronic signatures for this authorization
Yes
No
Type your full name to sign
Signature date
Co-borrower legal name
Co-borrower date of birth
Co-borrower: Type your full name to sign
Co-borrower signature date
Co-borrower: I authorize the same purposes and sources as selected above for evaluating our credit and loan application
Yes
No
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Paper art illustration representing a Borrowers Authorization Form for FormCreatorAI article

When to use this form

Use this authorization when you need written consent to pull credit, verify employment, income, bank balances, and share application data with partners who help underwrite a loan. It fits mortgage pre-approvals, refinances, personal loans, and dealer-arranged auto financing. For business lending, pair it with the Small business loan intake form to authorize checks on each owner. Collect it alongside your Loan application form and, if required by policy, a separate Credit report authorization form. With clear consent on file, your team can contact employers, payroll providers, banks, title companies, and verification vendors fast, reducing delays and keeping audits clean.

Must Ask Borrower's Authorization Questions

  1. What is your full legal name, date of birth, and the last four digits of your SSN?

    These identifiers match you to credit bureaus and verification vendors, reducing errors and delays. Precise data also prevents mixed files and protects you from identity mistakes.

  2. Do you authorize us to obtain your credit report and verify your employment, income, assets, and tax records for this application?

    This explicit consent is required before lenders access sensitive records. It speeds underwriting and keeps your file compliant with privacy rules.

  3. Which institutions or service providers may we contact and share your information with to process your loan?

    Listing approved employers, payroll providers, banks, title companies, and verification services guides outreach and documents who may receive your data. You can speed reviews when you align this consent with your Fast track application form.

  4. How long is your consent valid, and can you revoke it in writing at any time?

    Stating a clear duration (for example, 90-120 days) tells partners when they must stop pulling data. Revocation terms reduce disputes and show you honor consumer rights.

  5. Please provide your signature, today's date, and your preferred contact method for any verification questions.

    A signed and dated consent makes authorization enforceable and audit-ready. A contact channel lets verifiers reach you quickly to clear flags and avoid stalled files.

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