Unlock hundreds more features
Save your Form to the Dashboard
View and Export Results
Use AI to Create Forms and Analyse Results

Forgot Password?
Get Started
OR
Sign UpLogin With Facebook
Sign UpLogin With Google

Financial Needs Analysis Form Template

Streamline Your Financial Planning Process with Ease

Are you struggling to identify your clients' financial needs effectively? This Financial Needs Analysis Form Template helps financial planners like you gather essential information to understand client goals, determine required funding, and create personalized strategies. Effortlessly assess financial situations, prioritize objectives, and enhance client communication, all while ensuring compliance with WCAG guidelines for accessibility. Try out the live template and see how it simplifies your planning process.

Use this Template (FREE) Live Preview
Full name
Email address
Mobile phone number
Preferred contact method
Email
Phone
Text message
Video call
No preference
Date of birth
Marital status
Single
Married or civil partnership
Partnered
Separated or divorced
Widowed
Prefer not to say
Number of financial dependents
0
1
2
3
4
5 or more
Prefer not to say
Current employment status
Household annual gross income (before tax)
Under 25,000
25,000 - 49,999
50,000 - 74,999
75,000 - 99,999
100,000 - 149,999
150,000 - 249,999
250,000 or more
Prefer not to say
How many months of essential expenses could your current emergency savings cover?
Less than 1 month
1-3 months
3-6 months
6-12 months
More than 12 months
Not sure
What are your top financial goals?
Please Specify:
Most important timeframe for your primary goal
0-1 year
1-3 years
3-5 years
5-10 years
More than 10 years
Not sure
Target retirement age (if applicable)
Under 55
55-59
60-64
65-69
70 or older
Not applicable / Not sure
Total cash savings (checking, savings, money market) - approximate
Total retirement accounts (e.g., workplace or personal retirement plans) - approximate
Total investments outside retirement (e.g., brokerage, mutual funds) - approximate
Total outstanding debt (e.g., credit cards, loans, mortgages) - approximate
Highest interest rate on any debt
Under 5%
5% - 9.9%
10% - 14.9%
15% - 19.9%
20% or higher
Not sure
Which types of insurance do you currently have?
Approximate total life insurance coverage in force
None
Under 100,000
100,000 - 249,999
250,000 - 499,999
500,000 - 999,999
1,000,000 or more
Not sure
Do any dependents rely on your income?
Yes
No
How would you describe your investment experience?
None
Limited
Moderate
Extensive
Prefer not to say
If your investments fell by 20% in a market downturn, how would you most likely respond?
Sell to avoid further losses
Wait and reassess later
Do nothing and stay invested
Invest more to take advantage of lower prices
Not sure
How long can you keep your investments invested without needing to withdraw them?
Less than 1 year
1-3 years
3-5 years
5-10 years
More than 10 years
Not sure
Which estate planning documents do you currently have?
Will
Living trust
Financial power of attorney
Healthcare directive
Beneficiary designations on accounts
None
Not sure
Are your beneficiary designations up to date?
Yes
No
Not sure
Not applicable
May we contact you about financial planning services related to this analysis?
Yes
No
Type your full name as your signature
Date signed
Do you consent to the collection and processing of your information for this financial needs analysis?
Yes
No
{"name":"Full name", "url":"https://www.quiz-maker.com/QPREVIEW","txt":"Full name, Email address, Mobile phone number","img":"https://www.quiz-maker.com/3012/images/ogquiz.png"}
Paper art illustration depicting a financial needs analysis form and organizational elements for financial planning

When to use this form

Use this form when you need a complete picture of a client's money today and what it must do next. It fits advisors, planners, accountants, loan officers, and nonprofit aid teams working with households or small businesses. Typical moments: onboarding a new client, rechecking after a job change or new baby, preparing for insurance or a loan, or triaging urgent cash flow stress. Pair it with the Get to know you questionnaire form to capture personal context. For deeper planning inputs, follow with the Financial planning questionnaire form. If you are setting up a new relationship, embed it in your Client onboarding form to keep data in one place and move smoothly into next steps.

Must Ask Financial Needs Analysis Questions

  1. What are your top three financial goals over the next 1, 3, and 5 years?

    This sets clear priorities and time horizons so you can make smart tradeoffs. It ties your advice to outcomes the client cares about, which increases follow-through.

  2. What is your current monthly cash flow (income in, expenses out), and how stable is it?

    Cash flow shows capacity to save, invest, and service debt and exposes timing risks. If you already collect basics, align terms with the Client onboarding questionnaire form to avoid duplicate questions.

  3. What debts do you have (balances, rates, minimums), and are any at risk of default?

    These details let you rank paydowns by cost and risk. You can spot refinancing or consolidation opportunities and prevent damage to credit.

  4. How much do you have in liquid savings and emergency funds, and how many months of expenses does that cover?

    Liquidity sets the floor for risk and tells you whether big purchases or investments are feasible. It also anchors your target reserve before you recommend next moves.

  5. Which protections are in place today (health, life, disability, and property insurance), and where are the coverage gaps?

    Insurance gaps can erase progress after illness, injury, or loss. By mapping coverage, you can size reserves, right-size premiums, and protect the plan.

More Forms

Copy/Edit Form Send to Recipients Make a Form w/AI Form Builder Must Ask Questions
  • 100% Free - No Catches
  • Collect Responses Today
  • Tailor to your Look & Feel