Unlock hundreds more features
Save your Form to the Dashboard
View and Export Results
Use AI to Create Forms and Analyse Results

Forgot Password?
Get Started
OR
Sign UpLogin With Facebook
Sign UpLogin With Google

Personal Loan Application Form Template

Simplify Your Loan Approval Process with Our Template

Handling loan applications can be overwhelming, especially when precision is essential. This Personal Loan Application Form Template is designed for banks and credit unions, helping you gather essential borrower information quickly and accurately. With intuitive fields, easy customization options, and the ability to seamlessly integrate into your existing website, you'll enhance your customer experience, reduce processing time, and ensure compliance with financial regulations. Explore our live template and streamline your application process today.

Use this Template (FREE) Live Preview
Full legal name
Date of birth
Number of dependents
0
1
2
3
4
5+
Prefer not to say
Social Security Number or National ID (last 4 digits)
Citizenship or residency status
Citizen
Permanent resident
Work visa
Student visa
Prefer not to say
Other
Please Specify:
Email address
Mobile phone number
Street address
City
State/Province/Region
Postal/ZIP code
Monthly housing payment amount (rent or mortgage)
Current employment status
Employed full-time
Employed part-time
Self-employed
Contractor
Unemployed
Student
Retired
Homemaker
Other
Please Specify:
Time in current role
Less than 6 months
6-12 months
1-2 years
3-5 years
6-10 years
More than 10 years
Average gross monthly income (before tax)
Total other monthly income amount
Other income sources (select all that apply)
Part-time or side income
Rental income
Investment/interest/dividends
Government benefits
Pension/retirement
Alimony or child support
None
Other
Please Specify:
Loan purpose
Please Specify:
Requested loan amount
Desired repayment term
12 months
24 months
36 months
48 months
60 months
72 months
Current outstanding debts (select all that apply)
Credit cards
Personal loans
Auto loans or leases
Student loans
Mortgage or home equity
Medical bills
Buy now, pay later
None
Other
Please Specify:
Estimated total monthly debt payments
Have you filed for bankruptcy in the past 7 years?
Yes
No
Do you have any accounts currently past due?
Yes
No
Would you like to add a co-applicant?
Yes
No
I agree to receive electronic disclosures and consent to use electronic signatures.
Strongly disagree
Disagree
Neither
Agree
Strongly agree
I authorize the lender to obtain my credit report and verify my identity and income.
Strongly disagree
Disagree
Neither
Agree
Strongly agree
Signature
Signed date
I certify that the information provided in this application is true and complete to the best of my knowledge.
Strongly disagree
Disagree
Neither
Agree
Strongly agree
{"name":"Full legal name", "url":"https://www.quiz-maker.com/QPREVIEW","txt":"Full legal name, Date of birth, Number of dependents","img":"https://www.quiz-maker.com/3012/images/ogquiz.png"}
Paper art illustration depicting a personal loan application form for FormCreatorAI article

When to use this form

This template suits banks, credit unions, and lenders that need to collect complete borrower details fast. Use it when someone applies for a consumer loan for debt consolidation, medical bills, home projects, or a large purchase. It gathers identity, income, employment, and obligations so you can assess risk and decide with confidence. If the request is for a company, send them to the Business financing request form. After approval, confirm terms with a Promissory note form and streamline repayments with a Loan repayment form. You get fewer follow-ups, cleaner records, and faster funding.

Must Ask Personal Loan Application Questions

  1. What loan amount are you requesting and how will you use it?

    Knowing the amount and purpose helps you match the request to the right product and term. It also flags prohibited uses and sets expectations for documentation.

  2. What is your current employment status and monthly gross income?

    This shows ability to repay and income stability. It lets you size the loan and rate without guesswork.

  3. What is your housing situation and monthly housing cost?

    Rent or mortgage and taxes drive debt-to-income calculations. You can quickly spot affordability risks.

  4. What existing debts and minimum monthly payments do you have?

    Listing credit cards, auto loans, and other balances reveals total obligations. This reduces surprises after a credit pull and supports clear decisions.

  5. Do you authorize us to pull your credit report and contact references if needed?

    Explicit consent is required for credit checks and speeds processing. If references are needed, capture them with a Credit reference request form.

More Forms

Copy/Edit Form Send to Recipients Make a Form w/AI Form Builder Must Ask Questions
  • 100% Free - No Catches
  • Collect Responses Today
  • Tailor to your Look & Feel