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Appraisal Waiver Form Template

Streamline Property Appraisals with Our Template

If you're looking to simplify property evaluations, an appraisal waiver form is essential. This template is perfect for lenders and property appraisers who want to expedite the appraisal process without requiring the property owner's presence. You can quickly create compliant documents, save time on processing, avoid unnecessary onsite visits, and keep the transaction moving smoothly. Get started with the live template to see how easy it can be.

Use this Template (FREE) Live Preview
Full legal name
Email
Phone number
Your role in this transaction
Buyer/Borrower
Co-borrower
Owner/Seller
Authorized representative/agent
Prefer not to say
Other
Please Specify:
Property address
Loan or application number (if available)
Lender or institution name
Do you elect to waive a property appraisal for this transaction?
Yes
No
Effective date of this waiver
Reason for this waiver (optional)
What appraisal-related items are you choosing to waive?
Waive appraisal contingency in the purchase contract
Waive full appraisal in favor of lender-accepted automated valuation (if eligible)
Waive my right to receive the appraisal 3 business days before closing (timing waiver)
I only waive the lender's appraisal requirement; I may still obtain my own appraisal
Not applicable/Undecided
I understand that not obtaining a full appraisal may increase the risk of paying or financing above market value.
Strongly disagree
Disagree
Neither
Agree
Strongly agree
I understand that this waiver does not guarantee loan approval and the lender may still require a valuation or verification.
Strongly disagree
Disagree
Neither
Agree
Strongly agree
I understand that this decision is voluntary and I may consult independent professionals before proceeding.
Strongly disagree
Disagree
Neither
Agree
Strongly agree
I consent to use electronic records and electronic signatures for this waiver.
Yes
No
Signer full name (type your name as signature)
Title or capacity (if signing on behalf of an entity)
Date signed
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Paper art illustration related to appraisal waiver form template and FormCreatorAI.

When to use this form

Use this waiver when you or your borrower agree to close without waiting for an appraisal report or to remove an appraisal delivery hold. It suits rush closings, PIW/desktop valuations, cash offers that drop the appraisal contingency, or refinances where timing matters. Loan officers, processors, and escrow teams use it to document informed consent and speed a clear-to-close. Buyers and sellers benefit from fewer delays and clearer expectations. If you still plan a valuation, prepare with the House appraisal checklist form. For factory-built properties, pair this waiver with the Manufactured home appraisal form. Keep a signed record to meet policy and reduce back-and-forth.

Must Ask Appraisal Waiver Questions

  1. What property and loan details does this waiver apply to (address and application or loan number)?

    This ties the waiver to the correct file and property, preventing mix-ups. It also helps your team verify the waiver before closing.

  2. Do you acknowledge that you may not receive the appraisal report before closing and still wish to proceed?

    This confirms informed consent about timing and reduces post-closing disputes. It documents that you accept the risk of limited review before funding.

  3. How would you like to receive the appraisal report if one is produced (email, portal, or paper)?

    Knowing delivery preferences helps your team send any report quickly and securely. If you prefer digital delivery, the Digital property appraisal form supports a fast, paperless exchange.

  4. Is your decision to waive appraisal delivery timing voluntary and not required to obtain credit terms?

    This protects you and the lender by avoiding coercion and aligning with fair lending practices. Clear language reduces compliance issues during audits.

  5. When does this waiver take effect, and does it expire after this specific transaction closes?

    Setting effective dates and scope limits the waiver to this deal and time frame. This avoids accidental reuse on future loans or addresses.

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